Our Management Team
Myrna M. Rivera
Educational Background and Business Experience
MYRNA M. RIVERA, Founder and Senior Investment Advisor of Consultiva since 1999, has over 30 years of experience in the field of investment management consulting. She is a Certified Investment Management Analyst (“CIMA® “), Ms. Rivera is a recognized pioneer in the industry, having contributed to developing standard investment management practices employed today for middle market endowments and foundations, pension funds, insurance companies, credit unions, Taft Hartley Benefit plans and individuals and families.
Ms. Rivera has received several recognitions for her leadership in financial services, including the John Ellis Excellence Award for her tenure in institutional investment consulting at Smith Barney and its predecessors, the Joyce Johnson Award of the National Association of Securities Professionals (www.nasphq.org), for her contribution to the advancement of women and minorities in financial services, and the Highest Leaf Award from the Women’s Venture Fund of New York, for entrepreneurial excellence (www.wvf-ny.org). She has twice been awarded Consultant of the Year by Opal Financial Group’s Emerging Manager Summit. Ms. Rivera appears in the “Top 100 Influential Hispanics” of the Hispanic Business Magazine (www.hispanicbusiness.com) and Wealth Management’s roster of Top Women-owned RIAs from 2013-2016 (www.wealthmanagement.com/ top-women-owned-rias-2013-2016). In 2020, the Chamber of Commerce awarded him the Zenit Award, for her career in the field of Financial Services.
Ms. Rivera is a graduate of the University of Puerto Rico where she received a bachelor’s degree in mathematics. She is also a graduate of Lehman College of the City University of New York where she received a master’s degree in Mathematics.
Ms. Rivera is registered with FINRA as a General Securities Representative (Series 7), a General Securities Principal (Series 24), a Registered Representative (Series 63) and a Securities Agent and she is an Investment Advisor Representative (Series 66).
Edmundo J. Garza
Educational Background and Business Experience
DR. EDMUNDO J. GARZA, Vice Chairman of Institutional Services & Senior Investment Advisor. Dr. Garza is a seasoned Senior Institutional Investment Management Consultant who joined Consultiva in 2000. He started his professional career in 1990 as financial advisor and planner, and thereafter, he managed the Office of Actuarial Studies and Investments of the Puerto Rico Government Employees and Judiciary Retirement Systems. For three years, as a deputy administrator, he supervised and reorganized the System’s $900 million investment program and worked closely with the System’s consultants and investment managers.
As financial advisor, Dr. Garza provided services to insurance companies, local credit unions, universities, and individuals. In 1998, Dr. Garza was appointed Investment Manager of the Trust Division of Banco Popular de Puerto Rico, where he supervised investment procedures and oversaw the purchase and sale of securities for over 400 clients. He was also responsible for the developing financial consulting services for the Bank’s institutional clients, as well as servicing client retirement plans, personal trusts, custodian, and escrow accounts.
Dr. Garza is an Honors Graduate of the University of Puerto Rico where he received his bachelor’s degree in applied mathematics and a master’s degree in Finance. Since 1988, he has been Professor at the Interamerican University of Puerto Rico Graduate School of Business Administration, where he has taught numerous courses in Finance and Investments for nearly two decades. He also holds a Doctorate in Finance, from the Swiss Management Center University.
Dr. Garza is registered with FINRA as a General Securities Representative (Series 7), a Financial Operations Principal (Series 28), a Municipals Principal (Series 53), Futures Commodities (Series 3), a General Securities Principal (Series 24), Uniform Securities Agent State Law Examination (Series 63) and he is a Registered Investment Advisor Representative (Series 65).
Diana Torres
EDUCATIONAL BACKGROUND AND BUSINESS EXPERIENCE
DIANA TORRES, Chief Compliance Officer (CCO) As the firms CCO, Mrs. Torres will be responsible for the management of Consultiva Wealth Management’s compliance program. Mrs. Torres has worked with Consultiva as Assistant Compliance Officer, assisting the former Chief Compliance Officer in all day to day support functions for the ongoing implementation of the firm’s compliance program since 2012.
Prior to being named the CCO, Mrs. Torres was consecutively the Chief Operations Officer where she supported the work of the CEO and President, focusing on the establishment and optimization of the day-to-day operations of Consultiva, including assuring cohesive interaction among all Consultiva’s working groups and implementation of key projects.
Mrs. Torres’ previous positions held in Consultiva included Managing Director of Administration, Chief of Staff, Technical Analyst, Operations Representative and Executive Assistant. Mrs. Torres has been at the Firm since its founding in 1999.
Mrs. Torres holds a bachelor’s degree in Office Administration from the University of Puerto Rico and is currently working on her Chief Compliance Officer Certification.
Evangeline Dávila
Educational Background and Business Experience
EVANGELINE DÁVILA, CIMA™ is the Chief Research and Investments Manager and Investment Advisor of CONSULTIVA. Ms. Dávila joined CONSULTIVA in 2000. She is a Certified Investment Management Analyst (“CIMA® “) and a member of the Investment Management Consultants Association (IMCA).
Ms. Dávila is the Chair of CONSULTIVA’s Investment Strategy Committee. She coordinates all internal and external resources for conducting Capital Markets and Investment Management research. Under her guidance, the CONSULTIVA’s Performance Reporting Team conducts asset allocation analysis, implementation of investment strategies, portfolio analysis, and portfolio rebalancing. She also supports data integration procedures for ongoing client reporting protocols, including performance measurement and attribution analysis.
Ms. Dávila has over twenty years of experience in the financial services industry. She is a graduate of Florida International University with a bachelor’s degree in business administration and a major in Finance. She attained IMCA’s CIMA® accreditation at the University of California (Berkeley) – Haas School of Business in 2006 and is a Registered Investment Advisor Representative (series 65 license). Ms. Dávila has also attended courses in Project Management.
Jose J. Delgado
EDUCATIONAL BACKGROUND AND BUSINESS EXPERIENCE
JOSÉ J. DELGADO, Gerente de Operaciones, El Sr. Delgado es responsable de enfocarse en el establecimiento y optimización de las operaciones diarias de Consultiva asegurando una interacción cohesiva entre todos los grupos de trabajo de Consultiva. El Sr. Delgado organiza y coordina la administración y los procedimientos de la oficina, para garantizar la eficacia, la eficiencia, la productividad y la seguridad de la organización. También es responsable de desarrollar protocolos de comunicación dentro de la oficina, racionalizar los procedimientos administrativos y operativos, el control de inventarios, la supervisión del personal de la oficina y la delegación de tareas. Además, el Sr. Delgado es el Oficial de Seguridad y Recuperación de Desastres de Consultiva responsable de supervisar el cumplimiento de las políticas y procedimientos de TI y ciberseguridad.
Previo de ser promovido como Gerente de Operaciones de la firma, el Sr. Delgado fue el Gerente de Operaciones de Planes de Retiro, donde fue responsable de estructurar la eficiencia del equipo, de acuerdo con las necesidades de nuestro cliente interno y externo con un enfoque principal en el Personal de Planes de Retiro.
Los cargos anteriores en Consultiva incluyeron Gerente de Oficina, Analista Técnico enfocado en Planes de Jubilación y Asistente Ejecutivo. El Sr. Delgado ha estado en la Firma desde 2012.
Antes de unirse a Consultiva, el Sr. Delgado trabajó en la industria de la belleza como Gerente de Salón durante trece años y Propietario de Negocios durante cinco años.
El Sr. Delgado tiene estudios que conducen a una licenciatura en psicología de la Universidad Interamericana de Puerto Rico.
